Kolkata: Around 5,000 hospitals have been empanelled on a universal cashless hospitalization platform for all 34 general and standalone health insurance companies in the country, General Insurance Council (GIC) secretary general Kasturi Sengupta said on Thursday. The target is to reach 10,000 hospitals in the next few months, she said at the National Health Insurance Summit organised by Bengal Chamber of Commerce & Industry.Sengupta said all 27 general insurers and seven standalone health insurers would be on a common platform, so each insurer would not have to empanel separately with every hospital. The four PSU general insurers initially had a common hospital platform, which the govt and IRDA are trying to enlarge into a cashless-for-all initiative.“We are also working on convergence of tariff limits for different insurance companies,” she said. GIC is also trying to expedite settlement of grievances, with 2.2 lakh cases pending till March 31, 75% of them related to health insurance, she added.HDFC General Insurance MD and CEO Parthanil Ghosh said differing treatment costs for different hospital rooms were a concern. “The two main factors for the sector are rejection and affordability. In our case, rejection is only 2%, the lowest in the industry, but in some cases it is above 10%,” he said. He also stressed the need for a medical inflation index in the country.
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